/* ============================================================
   SK CHIT FUNDS — HOME PAGE STYLES
   ============================================================ */

/* ==========================================
   HERO SECTION SLIDER
   ========================================== */
.hero-section-slider {
    position: relative;
    height: 100vh;
    min-height: 600px;
    overflow: hidden;
    background: var(--green-950);
}

/* Background Slides */
.hero-bg-slide {
    position: absolute;
    inset: 0;
    background-size: cover;
    background-repeat: no-repeat;
    opacity: 0;
    transition: opacity 1.5s ease-in-out;
    transform: scale(1.02);
    transition: opacity 1.5s ease-in-out, transform 8s ease-out;
}

.hero-bg-coins {
    background-image: url('../images/Hands holding a glass jar filled with coins.jpg');
    background-position: center center;
    opacity: 1;
    transform: scale(1);
}

.hero-bg-rupees {
    background-image: url('../images/500 rupee closeup.jpg');
    background-position: center 30%;
}

.hero-bg-slide.active {
    opacity: 1;
    transform: scale(1);
}

/* Overlay for text readability */
.hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(
        to bottom,
        rgba(7, 47, 45, 0.7) 0%,
        rgba(7, 47, 45, 0.5) 50%,
        rgba(7, 47, 45, 0.8) 100%
    );
    z-index: 1;
}

/* Hero Content */
.hero-content {
    position: relative;
    z-index: 2;
    max-width: var(--container-max);
    margin: 0 auto;
    padding: 0 24px;
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: center;
    color: var(--text-on-dark);
}

.hero-title {
    font-family: var(--font-heading);
    font-size: clamp(2.5rem, 6vw, 4.5rem);
    font-weight: 400;
    line-height: 1.1;
    margin: 0 0 32px;
    color: var(--text-on-dark);
}

.hero-description {
    font-size: 1.1rem;
    line-height: 1.7;
    color: rgba(234, 241, 232, 0.9);
    margin: 0 0 32px;
    max-width: 600px;
}

.hero-cta {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
}

/* Slider Controls */
.hero-nav-btn {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 48px;
    height: 48px;
    background: rgba(255, 255, 255, 0.1);
    border: 1px solid rgba(255, 255, 255, 0.3);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    z-index: 3;
    transition: all 0.3s ease;
    color: var(--text-on-dark);
}

.hero-nav-btn:hover {
    background: rgba(255, 255, 255, 0.2);
    border-color: var(--green-300);
}

.hero-prev {
    left: 24px;
}

.hero-next {
    right: 24px;
}

/* Slide Indicators */
.hero-dots {
    position: absolute;
    bottom: 32px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    gap: 12px;
    z-index: 3;
}

.hero-dot {
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.3);
    border: none;
    cursor: pointer;
    transition: all 0.3s ease;
}

.hero-dot.active {
    background: var(--green-300);
    transform: scale(1.2);
}

.hero-dot:hover {
    background: rgba(255, 255, 255, 0.5);
}

@media (max-width: 768px) {
    .hero-title {
        font-size: clamp(2rem, 5vw, 3rem);
    }

    .hero-description {
        font-size: 1rem;
    }

    .hero-nav-btn {
        width: 40px;
        height: 40px;
    }

    .hero-prev {
        left: 16px;
    }

    .hero-next {
        right: 16px;
    }

    .hero-cta {
        flex-direction: column;
        width: 100%;
    }

    .hero-cta .btn {
        width: 100%;
        text-align: center;
    }
}
    font-family: var(--font-body);
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.25em;
    text-transform: uppercase;
    color: var(--green-300);
    opacity: 0;
    animation: badgeTextReveal 0.8s cubic-bezier(0.16, 1, 0.3, 1) forwards;
    animation-delay: 1s;
}

@keyframes badgeTextReveal {
    to {
        opacity: 1;
    }
}

/* Main Heading with Word-by-Word Reveal */
.hero-heading {
    font-family: var(--font-heading);
    font-size: clamp(3.5rem, 7vw, 6rem);
    font-weight: 400;
    color: var(--text-white);
    line-height: 1.05;
    margin: 0 0 32px;
    letter-spacing: -0.02em;
}

.hero-word {
    display: inline-block;
    opacity: 0;
    transform: translateY(40px);
    animation: wordReveal 0.8s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}

@keyframes wordReveal {
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* Subtext */
.hero-subtext {
    font-family: var(--font-body);
    font-size: clamp(1.05rem, 1.8vw, 1.35rem);
    color: rgba(234, 241, 232, 0.85);
    line-height: 1.75;
    margin-bottom: 48px;
    max-width: 580px;
    opacity: 0;
    animation: subtextReveal 1s cubic-bezier(0.16, 1, 0.3, 1) forwards;
    animation-delay: 1.4s;
}

@keyframes subtextReveal {
    to {
        opacity: 1;
    }
}

/* CTA Buttons with Magnetic Effect */
.hero-cta-group {
    display: flex;
    gap: 20px;
    flex-wrap: wrap;
    opacity: 0;
    animation: ctaReveal 1s cubic-bezier(0.16, 1, 0.3, 1) forwards;
    animation-delay: 1.6s;
}

@keyframes ctaReveal {
    to {
        opacity: 1;
    }
}

.hero-cta-primary,
.hero-cta-secondary {
    position: relative;
    transition: transform 0.3s cubic-bezier(0.4, 0, 0.2, 1),
                box-shadow 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

.hero-cta-primary:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 32px rgba(7, 47, 45, 0.3);
}

.hero-cta-secondary:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 32px rgba(212, 227, 211, 0.2);
}

/* Scroll Indicator */
.hero-scroll-indicator {
    position: absolute;
    bottom: 48px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 12px;
    z-index: 10;
    opacity: 0;
    animation: scrollIndicatorReveal 1s cubic-bezier(0.16, 1, 0.3, 1) forwards;
    animation-delay: 2s;
}

@keyframes scrollIndicatorReveal {
    to {
        opacity: 1;
    }
}

.scroll-line {
    width: 1px;
    height: 48px;
    background: linear-gradient(to bottom, var(--green-300), transparent);
    animation: scrollLineBounce 2s ease-in-out infinite;
}

@keyframes scrollLineBounce {
    0%, 100% {
        transform: scaleY(1);
        opacity: 1;
    }
    50% {
        transform: scaleY(0.5);
        opacity: 0.5;
    }
}

.scroll-text {
    font-family: var(--font-body);
    font-size: 0.7rem;
    font-weight: 600;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--green-300);
}

/* Floating Decorative Elements */
.hero-float-element {
    position: absolute;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(212, 227, 211, 0.08) 0%, transparent 70%);
    z-index: 2;
    pointer-events: none;
}

.hero-float-1 {
    width: 300px;
    height: 300px;
    top: 10%;
    right: 5%;
    animation: floatAnimation 8s ease-in-out infinite;
}

.hero-float-2 {
    width: 200px;
    height: 200px;
    bottom: 20%;
    right: 25%;
    animation: floatAnimation 10s ease-in-out infinite reverse;
}

.hero-float-3 {
    width: 150px;
    height: 150px;
    top: 40%;
    right: 10%;
    animation: floatAnimation 12s ease-in-out infinite;
    animation-delay: 2s;
}

@keyframes floatAnimation {
    0%, 100% {
        transform: translateY(0) scale(1);
    }
    50% {
        transform: translateY(-30px) scale(1.05);
    }
}

/* ==========================================
   RESPONSIVE - HERO
   ========================================== */
@media (max-width: 1023px) {
    .hero-premium {
        min-height: 600px;
    }

    .hero-content-wrapper {
        max-width: 100%;
    }

    .hero-heading {
        font-size: clamp(2.8rem, 8vw, 4rem);
    }

    .hero-subtext {
        font-size: 1rem;
        max-width: 100%;
    }

    .hero-cta-group {
        flex-direction: column;
        width: 100%;
    }

    .hero-cta-primary,
    .hero-cta-secondary {
        width: 100%;
        justify-content: center;
    }

    .hero-float-1,
    .hero-float-2,
    .hero-float-3 {
        opacity: 0.5;
    }
}

@media (max-width: 768px) {
    .hero-premium {
        min-height: 500px;
    }

    .hero-badge-wrapper {
        margin-bottom: 24px;
    }

    .hero-heading {
        font-size: clamp(2.2rem, 10vw, 3.2rem);
        margin-bottom: 24px;
    }

    .hero-subtext {
        font-size: 0.95rem;
        margin-bottom: 32px;
    }

    .hero-cta-group {
        gap: 16px;
    }

    .hero-scroll-indicator {
        bottom: 32px;
    }

    .scroll-line {
        height: 36px;
    }
}

/* ==========================================
   REDUCED MOTION SUPPORT
   ========================================== */
@media (prefers-reduced-motion: reduce) {
    .hero-content-wrapper,
    .hero-badge-line,
    .hero-label-badge,
    .hero-word,
    .hero-subtext,
    .hero-cta-group,
    .hero-scroll-indicator {
        animation: none;
        opacity: 1;
        transform: none;
    }

    .hero-float-element {
        animation: none;
    }

    .scroll-line {
        animation: none;
    }

    .hero-cta-primary:hover,
    .hero-cta-secondary:hover {
        transform: none;
    }
}

/* 2. EDITORIAL ABOUT / FOUNDER SECTION */
.editorial-about-section {
    padding: clamp(80px, 10vw, 140px) 0;
    background: #f4fbf7;
}
.split-wrapper {
    display: grid;
    grid-template-columns: 1fr;
    gap: 60px;
    align-items: center;
}
@media (min-width: 900px) {
    .split-wrapper { grid-template-columns: 1fr 1.1fr; }
}

.founder-portrait-wrapper {
    position: relative;
    width: 100%;
    max-width: 500px;
    margin: 0 auto;
    border-radius: 20px;
    overflow: hidden;
    box-shadow: 0 30px 60px rgba(8, 67, 42, 0.15);
}
.founder-image-reveal {
    width: 100%;
    aspect-ratio: 4/5;
}
.founder-portrait-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.about-content-panel {
    display: flex;
    flex-direction: column;
    gap: 16px;
}
.section-label {
    font-size: 0.85rem;
    font-weight: 700;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: #0b6b3a;
}
.section-editorial-title {
    font-family: 'Instrument Serif', serif;
    font-size: clamp(2.5rem, 4vw, 4rem);
    font-weight: 400;
    line-height: 1.1;
    color: #0f2a20;
    margin: 0;
}

.about-experience-wrapper {
    display: flex;
    align-items: center;
    gap: 16px;
    margin: 24px 0;
}
.experience-giant-num {
    font-family: 'Instrument Serif', serif;
    font-size: 4rem;
    color: #b8892f;
    line-height: 1;
}
.experience-giant-label {
    font-size: 0.9rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: #4a6358;
}

.about-body-text {
    font-size: 1.05rem;
    line-height: 1.7;
    color: #4a6358;
}
.founder-quote {
    font-family: 'Instrument Serif', serif;
    font-size: 1.4rem;
    font-style: italic;
    color: #0f2a20;
    border-left: 3px solid #b8892f;
    padding-left: 20px;
    margin: 16px 0;
}

.checklist-custom {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin: 24px 0;
}
.checklist-item {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-weight: 500;
    color: #0f2a20;
}
.checklist-icon {
    color: #0b6b3a;
    font-weight: 700;
}

.founder-signature {
    display: flex;
    align-items: center;
    gap: 16px;
    margin: 24px 0;
}
.signature-name {
    font-family: 'Instrument Serif', serif;
    font-size: 1.2rem;
    color: #4a6358;
}

.about-actions {
    display: flex;
    align-items: center;
    gap: 24px;
    margin-top: 16px;
}

/* 3. SERVICES STORY SECTION */
.services-story-section {
    padding: clamp(80px, 10vw, 140px) 0;
    background: #fff;
}
.story-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 60px;
    max-width: 800px;
    margin: 0 auto;
}

.story-header {
    text-align: center;
    margin-bottom: 60px;
}
.eyebrow {
    font-size: 0.8rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.15em;
    color: #0b6b3a;
    margin-bottom: 12px;
}
.section-title {
    font-family: 'Instrument Serif', serif;
    font-size: clamp(2rem, 3vw, 3rem);
    font-weight: 400;
    line-height: 1.1;
    color: #0f2a20;
    margin: 0 0 16px;
}
.section-desc {
    font-size: 1rem;
    color: #4a6358;
    line-height: 1.6;
    max-width: 600px;
    margin: 0 auto;
}

.story-timeline {
    display: flex;
    flex-direction: column;
    gap: 48px;
}
.story-item {
    display: flex;
    gap: 24px;
    position: relative;
}
.story-item::before {
    content: '';
    position: absolute;
    left: 32px;
    top: 64px;
    bottom: -48px;
    width: 2px;
    background: rgba(11, 107, 58, 0.18);
}
.story-item:last-child::before { display: none; }

.story-icon {
    width: 64px;
    height: 64px;
    border-radius: 50%;
    background: #e8f6ee;
    color: #0b6b3a;
    display: grid;
    place-items: center;
    flex-shrink: 0;
    z-index: 2;
}
.story-icon svg { width: 28px; height: 28px; }

.story-content { padding-top: 8px; }
.story-number {
    font-family: 'Instrument Serif', serif;
    font-size: 1.2rem;
    color: #b8892f;
    display: block;
    margin-bottom: 8px;
}
.story-content h3 {
    font-family: 'Instrument Serif', serif;
    font-size: 1.6rem;
    font-weight: 400;
    color: #0f2a20;
    margin: 0 0 8px;
}
.story-content p {
    font-size: 1rem;
    color: #4a6358;
    line-height: 1.6;
    margin: 0;
}

/* 4. STATS STRIP */
.stats-strip-container {
    padding: 80px 0;
    background: #08432a;
    color: #fff;
}
.stats-grid-row {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 40px;
    text-align: center;
}
@media (min-width: 768px) {
    .stats-grid-row { grid-template-columns: repeat(4, 1fr); }
}
.stat-box-container {
    font-family: 'Instrument Serif', serif;
    font-size: clamp(2.5rem, 4vw, 3.5rem);
    font-weight: 400;
    color: #b8892f;
    margin-bottom: 12px;
    line-height: 1;
}
.stat-label-row1 {
    font-size: 1.1rem;
    font-weight: 600;
    color: #fff;
    display: block;
}
.stat-label-row2 {
    font-size: 0.85rem;
    color: rgba(255,255,255,0.6);
}

/* 5. CALCULATOR SECTION (Corporate Vault Redesign) */
.calculator-section {
    padding: clamp(80px, 10vw, 140px) 0;
    background: #f4fbf7;
}
.calc-layout {
    display: grid;
    grid-template-columns: 1fr;
    gap: 60px;
    align-items: center;
}
@media (min-width: 900px) {
    .calc-layout { grid-template-columns: 1fr 1fr; }
}

.calc-input-group { margin-top: 40px; }
.calc-input-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    margin-bottom: 16px;
}
.calc-input-header label {
    font-weight: 600;
    color: #0f2a20;
}
.calc-value {
    font-family: 'Instrument Serif', serif;
    font-size: 1.8rem;
    color: #0b6b3a;
    font-weight: 700;
}
.calc-value .unit {
    font-family: 'Manrope', sans-serif;
    font-size: 0.9rem;
    color: #4a6358;
    font-weight: 500;
}
input[type="range"] {
    width: 100%;
    height: 6px;
    border-radius: 3px;
    background: rgba(11, 107, 58, 0.2);
    outline: none;
    -webkit-appearance: none;
}
input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: #0b6b3a;
    cursor: pointer;
    border: 4px solid #fff;
    box-shadow: 0 4px 10px rgba(11,107,58,0.3);
}

/* THE VAULT (Result Box) */
.calc-result-vault {
    background: #041a11; /* Ultra dark green */
    padding: clamp(40px, 6vw, 64px);
    border-radius: 12px;
    position: relative;
    box-shadow: 0 40px 80px rgba(4, 26, 17, 0.4);
    border: 1px solid rgba(184, 137, 47, 0.3);
    overflow: hidden;
}

/* Vault Texture / Glow */
.calc-result-vault::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle at center, rgba(184, 137, 47, 0.08) 0%, transparent 60%);
    pointer-events: none;
}

.vault-header {
    font-family: 'Manrope', sans-serif;
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.2em;
    color: rgba(255,255,255,0.5);
    margin-bottom: 16px;
    position: relative;
}

.vault-amount {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 32px;
    position: relative;
}
.vault-amount .currency {
    font-family: 'Instrument Serif', serif;
    font-size: 2.5rem;
    color: #b8892f;
    margin-top: 8px;
}
.vault-amount .amount {
    font-family: 'Instrument Serif', serif;
    font-size: clamp(3.5rem, 6vw, 5.5rem);
    line-height: 1;
    color: #b8892f;
    letter-spacing: -0.02em;
}

.vault-footer {
    border-top: 1px solid rgba(255,255,255,0.1);
    padding-top: 24px;
    margin-bottom: 32px;
    font-size: 0.95rem;
    line-height: 1.6;
    color: rgba(255,255,255,0.7);
    position: relative;
}
.vault-footer strong { color: #fff; }
.disclaimer {
    font-size: 0.75rem;
    color: rgba(255,255,255,0.4);
    margin-top: 16px;
}
.vault-cta {
    display: block;
    text-align: center;
    background: #b8892f;
    color: #fff;
    padding: 18px 32px;
    border-radius: 4px;
    text-decoration: none;
    font-family: 'Manrope', sans-serif;
    font-weight: 700;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    font-size: 0.85rem;
    transition: background 0.3s;
    position: relative;
}
.vault-cta:hover { background: #a37622; }

/* ==========================================================================
   6. SCHEMES SECTION — ART-DIRECTED EDITORIAL COMPOSITION
   Custom editorial layout with architectural hairlines, bespoke typographic
   ledgers, asymmetric proportions, and quiet luxury financial styling.
   ========================================================================== */

.sch-section {
    padding: clamp(80px, 9vw, 130px) 0;
    background: #ffffff;
    position: relative;
}

.sch-container {
    max-width: 1240px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ── Section Header ── */
.sch-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    margin-bottom: 52px;
    flex-wrap: wrap;
    gap: 28px;
    padding-bottom: 24px;
    border-bottom: 1px solid rgba(7, 47, 45, 0.1);
}

.sch-header-text {
    max-width: 620px;
}

.sch-kicker {
    display: block;
    font-size: 0.72rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.18em;
    color: var(--primary-blue, #0b6b3a);
    margin-bottom: 12px;
}

.sch-title {
    font-family: var(--font-heading, 'Instrument Serif', Georgia, serif);
    font-size: clamp(2.4rem, 4.2vw, 3.6rem);
    font-weight: 400;
    line-height: 1.08;
    margin: 0 0 12px;
    color: var(--green-950, #072F2D);
    letter-spacing: -0.015em;
}

.sch-subtext {
    font-size: 1.05rem;
    color: #4f665a;
    margin: 0;
    line-height: 1.6;
    font-weight: 400;
}

.sch-view-all {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    font-family: var(--font-body, 'Manrope', sans-serif);
    font-size: 0.92rem;
    font-weight: 600;
    color: var(--green-950, #072F2D);
    text-decoration: none;
    padding: 10px 0;
    border-bottom: 1px solid rgba(7, 47, 45, 0.25);
    transition: all 0.3s ease;
}

.sch-view-all svg {
    transition: transform 0.3s ease;
}

.sch-view-all:hover {
    color: var(--primary-blue, #0b6b3a);
    border-bottom-color: var(--primary-blue, #0b6b3a);
}

.sch-view-all:hover svg {
    transform: translate(3px, -3px);
}

/* ── Editorial Composition Grid ── */
.sch-editorial {
    display: flex;
    flex-direction: column;
    gap: 36px;
}

.sch-serif-italic {
    font-style: italic;
    font-weight: 400;
}

/* Common Image Frame Behavior */
.sch-media-frame {
    width: 100%;
    height: 100%;
    overflow: hidden;
    position: relative;
    border-radius: 6px;
}

.sch-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
    transition: transform 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}

/* ── 1. THE MAHARAJA · FLAGSHIP SUITE ── */
.sch-flagship {
    background: #051f18;
    color: #ffffff;
    border: 1px solid rgba(184, 137, 47, 0.3);
    border-radius: 8px;
    display: flex;
    overflow: hidden;
    position: relative;
    box-shadow: 0 12px 32px rgba(4, 26, 17, 0.2);
    transition: transform 0.45s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.45s cubic-bezier(0.16, 1, 0.3, 1), border-color 0.45s ease;
}

.sch-flagship:hover {
    transform: translateY(-4px);
    box-shadow: 0 24px 50px rgba(4, 26, 17, 0.32);
    border-color: rgba(184, 137, 47, 0.55);
}

.sch-flagship:hover .sch-img {
    transform: scale(1.03);
}

.sch-flagship-body {
    flex: 1 1 54%;
    padding: clamp(36px, 5vw, 64px);
    display: flex;
    flex-direction: column;
    justify-content: center;
    position: relative;
    z-index: 2;
}

.sch-flagship-meta {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 0.72rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.16em;
    color: #d4b067;
    margin-bottom: 20px;
}

.sch-meta-tag {
    color: #d4b067;
}

.sch-meta-sep {
    opacity: 0.4;
}

.sch-meta-corpus {
    color: #ffffff;
    opacity: 0.85;
}

.sch-flagship-title {
    font-family: var(--font-heading, 'Instrument Serif', Georgia, serif);
    font-size: clamp(2.3rem, 3.6vw, 3.3rem);
    font-weight: 400;
    line-height: 1.08;
    color: #ffffff;
    margin: 0 0 16px;
    letter-spacing: -0.015em;
}

.sch-flagship-title .sch-serif-italic {
    color: #d4b067;
    margin-left: 6px;
}

.sch-flagship-desc {
    color: #c3d9ce;
    font-size: 1.02rem;
    line-height: 1.7;
    margin: 0 0 28px;
    max-width: 520px;
    font-weight: 300;
}

/* Editorial Ledger (Tabular Micro-Layout without Heavy Boxes) */
.sch-ledger {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 28px;
    border-top: 1px solid rgba(255, 255, 255, 0.12);
    border-bottom: 1px solid rgba(255, 255, 255, 0.12);
    padding: 18px 0;
    margin-bottom: 32px;
    max-width: 480px;
}

.sch-ledger-item {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.sch-ledger-label {
    font-size: 0.68rem;
    text-transform: uppercase;
    letter-spacing: 0.12em;
    color: #8bb59f;
    font-weight: 600;
}

.sch-ledger-val {
    font-size: 1.15rem;
    font-weight: 700;
    color: #ffffff;
    font-family: var(--font-body, 'Manrope', sans-serif);
}

.sch-ledger-unit {
    font-size: 0.82rem;
    font-weight: 400;
    color: #c3d9ce;
}

/* Flagship Button */
.sch-btn-editorial {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    text-decoration: none;
    font-family: var(--font-body, 'Manrope', sans-serif);
    font-size: 0.92rem;
    font-weight: 600;
    padding: 14px 26px;
    border-radius: 4px;
    transition: all 0.35s ease;
    width: fit-content;
}

.sch-btn-flagship {
    background: rgba(184, 137, 47, 0.14);
    border: 1px solid rgba(184, 137, 47, 0.45);
    color: #d4b067;
}

.sch-btn-flagship svg {
    transition: transform 0.3s ease;
}

.sch-flagship:hover .sch-btn-flagship {
    background: #b8892f;
    border-color: #b8892f;
    color: #ffffff;
}

.sch-flagship:hover .sch-btn-flagship svg {
    transform: translateX(4px);
}

.sch-flagship-media {
    flex: 1 1 46%;
    padding: clamp(20px, 3vw, 36px);
    display: flex;
    align-items: stretch;
    position: relative;
    background: radial-gradient(circle at center, rgba(11, 107, 58, 0.12) 0%, transparent 70%);
}

.sch-flagship-media .sch-media-frame {
    border: 1px solid rgba(184, 137, 47, 0.2);
    min-height: 380px;
}

/* ── SUPPORTING ASYMMETRIC ROW (~58% / ~42%) ── */
.sch-supporting-row {
    display: grid;
    grid-template-columns: 1fr;
    gap: 32px;
}

@media (min-width: 1024px) {
    .sch-supporting-row {
        grid-template-columns: 1.25fr 0.85fr;
    }
}

/* ── 2. 5 LAKHS GROWTH PLAN (Horizontal Split) ── */
.sch-card-growth {
    background: #f6faf7;
    border: 1px solid rgba(7, 47, 45, 0.12);
    border-radius: 8px;
    display: grid;
    grid-template-columns: 1fr;
    overflow: hidden;
    position: relative;
    transition: transform 0.45s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.45s cubic-bezier(0.16, 1, 0.3, 1), border-color 0.45s ease;
    box-shadow: 0 4px 16px rgba(7, 47, 45, 0.03);
}

@media (min-width: 640px) {
    .sch-card-growth {
        grid-template-columns: 1.15fr 0.85fr;
    }
}

.sch-card-growth:hover {
    transform: translateY(-4px);
    box-shadow: 0 16px 36px rgba(7, 47, 45, 0.08);
    border-color: rgba(11, 107, 58, 0.3);
}

.sch-card-growth:hover .sch-img {
    transform: scale(1.03);
}

.sch-growth-content {
    padding: clamp(32px, 4vw, 44px);
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.sch-card-kicker {
    font-size: 0.68rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.16em;
    color: var(--primary-blue, #0b6b3a);
    margin-bottom: 12px;
}

.sch-growth-title {
    font-family: var(--font-heading, 'Instrument Serif', Georgia, serif);
    font-size: clamp(1.8rem, 2.4vw, 2.3rem);
    font-weight: 400;
    line-height: 1.15;
    color: var(--green-950, #072F2D);
    margin: 0 0 12px;
}

.sch-growth-desc {
    font-size: 0.95rem;
    line-height: 1.65;
    color: #4f665a;
    margin: 0 0 24px;
}

.sch-terms-line {
    display: flex;
    align-items: center;
    gap: 20px;
    border-top: 1px solid rgba(7, 47, 45, 0.08);
    border-bottom: 1px solid rgba(7, 47, 45, 0.08);
    padding: 12px 0;
    margin-bottom: 24px;
}

.sch-term-col {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.sch-term-caption {
    font-size: 0.65rem;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: #71877d;
    font-weight: 600;
}

.sch-term-data {
    font-size: 0.98rem;
    font-weight: 700;
    color: var(--green-950, #072F2D);
    font-family: var(--font-body, 'Manrope', sans-serif);
}

.sch-term-sub {
    font-size: 0.78rem;
    font-weight: 500;
    color: #71877d;
}

.sch-term-divider {
    width: 1px;
    height: 26px;
    background: rgba(7, 47, 45, 0.12);
}

.sch-growth-media {
    padding: clamp(16px, 2.5vw, 24px);
    display: flex;
    align-items: stretch;
}

.sch-growth-media .sch-media-frame {
    border: 1px solid rgba(7, 47, 45, 0.08);
    min-height: 220px;
}

/* ── 3. 1 LAKH FOUNDATION PLAN (Vertical Gallery Framing) ── */
.sch-card-foundation {
    background: #ffffff;
    border: 1px solid rgba(7, 47, 45, 0.12);
    border-radius: 8px;
    display: flex;
    flex-direction: column;
    overflow: hidden;
    position: relative;
    transition: transform 0.45s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.45s cubic-bezier(0.16, 1, 0.3, 1), border-color 0.45s ease;
    box-shadow: 0 4px 16px rgba(7, 47, 45, 0.03);
}

.sch-card-foundation:hover {
    transform: translateY(-4px);
    box-shadow: 0 16px 36px rgba(7, 47, 45, 0.08);
    border-color: rgba(11, 107, 58, 0.3);
}

.sch-card-foundation:hover .sch-img {
    transform: scale(1.03);
}

.sch-foundation-media {
    padding: clamp(16px, 2.5vw, 24px) clamp(16px, 2.5vw, 24px) 0;
}

.sch-foundation-media .sch-media-frame {
    height: 210px;
    border: 1px solid rgba(7, 47, 45, 0.08);
}

.sch-foundation-content {
    padding: clamp(24px, 3.5vw, 36px) clamp(20px, 3vw, 28px);
    display: flex;
    flex-direction: column;
    flex-grow: 1;
}

.sch-foundation-title {
    font-family: var(--font-heading, 'Instrument Serif', Georgia, serif);
    font-size: clamp(1.8rem, 2.4vw, 2.3rem);
    font-weight: 400;
    line-height: 1.15;
    color: var(--green-950, #072F2D);
    margin: 0 0 12px;
}

.sch-foundation-desc {
    font-size: 0.95rem;
    line-height: 1.65;
    color: #4f665a;
    margin: 0 0 24px;
    flex-grow: 1;
}

/* Supporting Cards Link */
.sch-link-editorial {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-family: var(--font-body, 'Manrope', sans-serif);
    font-size: 0.92rem;
    font-weight: 700;
    color: var(--primary-blue, #0b6b3a);
    text-decoration: none;
    margin-top: auto;
    transition: all 0.3s ease;
}

.sch-link-editorial svg {
    transition: transform 0.3s ease;
}

.sch-card-growth:hover .sch-link-editorial,
.sch-card-foundation:hover .sch-link-editorial {
    color: var(--green-950, #072F2D);
    gap: 12px;
}

.sch-card-growth:hover .sch-link-editorial svg,
.sch-card-foundation:hover .sch-link-editorial svg {
    transform: translateX(4px);
}

/* ── Responsive Refinements ── */
@media (max-width: 1023px) {
    .sch-flagship {
        flex-direction: column;
    }
    .sch-flagship-media {
        min-height: 300px;
        order: -1;
        padding-bottom: 0;
    }
    .sch-flagship-media .sch-media-frame {
        min-height: 280px;
    }
}

@media (max-width: 767px) {
    .sch-section {
        padding: 60px 0;
    }
    .sch-header {
        margin-bottom: 36px;
        padding-bottom: 18px;
    }
    .sch-view-all {
        width: 100%;
        justify-content: space-between;
    }
    .sch-flagship-body,
    .sch-growth-content,
    .sch-foundation-content {
        padding: 24px 20px;
    }
    .sch-flagship-media,
    .sch-growth-media,
    .sch-foundation-media {
        padding: 16px 16px 0;
    }
    .sch-ledger {
        grid-template-columns: 1fr;
        gap: 14px;
    }
    .sch-terms-line {
        justify-content: space-between;
    }
    .sch-btn-editorial {
        width: 100%;
        justify-content: center;
    }
}

/* 7. CONSULTATION SECTION */
.sk-consultation-section {
    padding: clamp(80px, 10vw, 140px) 0;
    background: #f4fbf7;
}
.consultation-form-panel {
    background: #fff;
    padding: clamp(32px, 5vw, 56px);
    border-radius: 20px;
    box-shadow: 0 20px 60px rgba(8,67,42,0.05);
}
.consultation-intro-text {
    color: #4a6358;
    line-height: 1.7;
    margin: 16px 0 32px;
}
.form-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 20px;
}
@media (min-width: 768px) {
    .form-grid { grid-template-columns: 1fr 1fr; }
    .form-group-full { grid-column: span 2; }
}
.form-group label { display: none; }
.form-input-premium {
    width: 100%;
    padding: 16px 20px;
    background: #f4fbf7;
    border: 1px solid rgba(11, 107, 58, 0.18);
    border-radius: 8px;
    font-family: 'Manrope', sans-serif;
    font-size: 1rem;
    color: #0f2a20;
    transition: border-color 0.3s ease, background 0.3s ease;
}
.form-input-premium:focus {
    outline: none;
    border-color: #0b6b3a;
    background: #fff;
}
textarea.form-input-premium {
    min-height: 120px;
    resize: vertical;
}

/* 8. FLOATING ACTIONS */
.floating-actions-bar {
    position: fixed;
    bottom: 24px;
    right: 24px;
    display: flex;
    flex-direction: column;
    gap: 12px;
    z-index: 999;
}
.float-action-btn {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    color: #fff;
    box-shadow: 0 10px 20px rgba(0,0,0,0.15);
    transition: transform 0.3s ease;
}
.float-action-btn:hover { transform: scale(1.1); }
.float-phone-btn { background: #0b6b3a; }
.float-whatsapp-btn { background: #25D366; }

/* 9. LINE MASK ANIMATION */
.line-mask {
    display: block;
    overflow: hidden;
    padding-bottom: 4px;
}
.line-mask > * {
    transform: translateY(100%);
    opacity: 0;
    transition: transform 0.8s cubic-bezier(0.16, 1, 0.3, 1), opacity 0.8s ease;
}
.line-mask.is-in > * {
    transform: translateY(0);
    opacity: 1;
}